Virgin Money plc is a UK-based financial services company offering personal and business banking products including current accounts, savings accounts, credit cards, personal loans, mortgages, and insurance. The company provides online banking services and maintains physical branches across the UK, alongside a mobile app with budgeting tools and customer support features. Virgin Money emphasises straightforward products with no hidden surprises, and offers additional support through their financial wellbeing hub for customers facing money difficulties. The company would suit referrals from clients needing mainstream banking services, savings products, or insurance cover.